Retirement Wealth Management, Inc. provides individual-account management based on each client's needs and goals. Our primary focus is threefold, depending on each client's situation and changing market conditions:

(1) Conservative long-term growth.

(2) Income as needed.

(3) Capital preservation.

We are vigilant and proactive when it comes to making the necessary changes in your investments to protect and strengthen your financial security.

Retirement Wealth Management, founded in 1999, is a fee-only investment advisor and is registered with the Securities and Exchange Commission.

Philip A. Springer is President of Retirement Wealth Management, Inc. He is a leading authority on building and enjoying a rich retirement, with 30 years of experience as a specialist in investments, portfolio management and tax reduction.

As Retirement Wealth Management's chief investment officer, Mr. Springer works closely with each client to implement a personal wealth-management plan that is conservative yet growth oriented. Retirement Wealth Management and Mr. Springer are completely independent, with no conflicts of interest.

From 2008 to 2011, Mr. Springer was Editor of LEEB'S INCOME PERFORMANCE, with a focus on safe income, long-term growth and adapting to changes in the financial markets. This publication won the Specialized Information Publishers Foundation's prestigious 2011 Editorial Excellence Award for "Best Financial Advisory."

From 1995 to 2001, Mr. Springer was Editor of THE RETIREMENT LETTER, a leading provider of independent financial information and advice. Here too, he won the Best Financial Advisory award.

Since 1981, when he was chosen as Editor of EXECUTIVE WEALTH ADVISORY, he has provided authoritative guidance on safe-growth investing, portfolio management and tax reduction.

Previously, Mr. Springer also was a metals analyst specializing in gold, platinum, silver and copper--useful expertise in today's challenging natural resources environment.

Mr. Springer has been a popular speaker at the leading money shows, in Orlando, Las Vegas, San Francisco, New York, Chicago, Atlanta and on investment cruises. Mr. Springer has appeared on CNBC and CNN. He has also written articles for and been quoted in many national publications, including Business Week, Kiplinger's Personal Finance, The New York Times, U.S. News & World Report and The Wall Street Journal.